Terms of Use

Please read these terms of use carefully before using this site

These terms tell you the rules for using our website milkandmoney.co.uk (our site).

Who we are and how to contact us

milkandmoney.co.uk is a site operated by Milk and Money Ltd (We). We are a limited liability company registered in England and Wales under company number 16025795 and have our registered office at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ.

To contact us, please email support@milkandmoney.co.uk

By using our site you accept these terms

By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our site.

We recommend that you print a copy of these terms for future reference.

There are other terms that may apply to you

These terms of use refer to the following additional terms:

• Our Privacy Policy, which explains how we collect, use and store your personal data.
• Our Cookie Policy, which sets out information about the cookies on our site.

If you purchase a subscription to Milk&Money Premium, our Subscriber Terms and Conditions will apply.

If you purchase Consultancy Services from us, our Consultancy Terms and Conditions will apply.

We may make changes to these terms

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. These terms were most recently updated on [GO-LIVE DATE].

We may make changes to our site

We may update and change our site from time to time. We will try to give you reasonable notice of any major changes.

We may suspend or withdraw our site

Our site is made available free of charge, although access to and use of certain tools require you to have a Milk&Money Premium subscription.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms and comply with them.

We may transfer this agreement to someone else

We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and ensure the transfer will not affect your rights.

Our site is only for users in England

Our site is directed to people residing in England. We do not represent that content available on or through our site is appropriate for use or available in other locations.

You must keep your account details safe

If you choose or are provided with a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if we believe you have failed to comply with these terms.

If you know or suspect that anyone other than you knows your password, you must promptly notify us at support@milkandmoney.co.uk.

How you may use material on our site

We are the owner or licensee of all intellectual property rights on our site, and in the material published on it. You may print one copy or download extracts for personal use but must not modify them or use them commercially without our permission.

No text or data mining, or web scraping

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our site or any services provided via, or in relation to, our site for any purpose, including the development or training of AI systems or models.

Rules about linking to our site

You may link to our home page provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. We reserve the right to withdraw linking permission without notice.

Do not rely on information on this site

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. We make no representations or warranties that the content is accurate, complete or up to date.

We are not responsible for viruses

We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for using your own virus protection software.

You must not introduce viruses

You must not misuse our site by knowingly introducing harmful material or attempting to gain unauthorised access. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990.

Our responsibility for loss or damage suffered by you

We do not exclude or limit our liability where it would be unlawful to do so. Different limitations apply if you are a business or consumer user (as detailed in Subscriber or Consultancy Terms).

How we may use your personal information

We will only use your personal information as set out in our Privacy Policy.

Which country's laws apply to any disputes?

These terms are governed by English law. You can bring claims against us in English courts, or in Wales, Scotland or Northern Ireland if you live there. We can also bring claims in your local courts.