Wraparound & Holiday Childcare Calculator

It can be easy to think that your childcare costs will almost disappear once your child reaches school age, until you realise that you work longer than the school day, and for far more than 38 weeks a year! This calculator helps you plan ahead for those half-term surprises and reminds you to make use of Tax-Free Childcare, which is available until the September after your child turns 11 (or 16 if they're disabled).

Totting up six holiday periods plus term-time wraparound by hand is where most people give up. This does the whole year at once and shows what's left after Tax-Free Childcare.

Check that you're eligible for Tax-Free Childcare using our tax-free childcare calculator, and work out how much to top up your account by with our top-up calculator.

Written and designed by Catherine, founder of Milk & Money, who swapped PhD research for childcare analytics.