£100k Break-Even Two Earners

This calculator is designed for families where both partners have an income approaching or over £100,000. It lets you model different scenarios — pension contributions, going part time, a pay rise, a job change — and see the impact on your combined take-home pay and childcare costs. It works on mobile and tablet, but given the number of inputs and outputs, desktop is recommended for the best experience.

To get the most out of it, run your numbers through our annual childcare costs calculator first (open in a new tab). Add your total unfunded and funded annual costs here to make sure your break-even point reflects your family's actual situation.

As with most of our calculators, this is designed for parents in England.